State-Sponsored Energy Efficiency Grant, Loan and Tax Programs

This report documents 16 state-sponsored residential energy efficiency loan fund programs. Although the featured programs are state-wide initiatives, it offers helpful guidance for planning local or utility sponsored efforts because it compares the basic characteristics that any program administrator will need to determine including: loan structure and loan caps, interest rates, terms of loans, eligibility requirements, pre-approved uses of funds, requirements (or lack of requirements) for an energy audit, and sources of funding.